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Coverage & Payment

Insurance shouldn't be the reason you don't start.

We work with most major insurance plans and are in-network with the major Southern California carriers. Sliding scale available case-by-case. Call us before you decide you can't afford this.

16+ carriers in-network Same-day appointment Sliding scale available
16+Carriers in-network
$0–$35Typical copay range
up to 80%*Out-of-network reimbursement
Same dayappointment
Three ways most clients pay

Find the path that fits.

If we're in-network with your plan, you'll usually have a small copay. If we're not, your out-of-network benefits often still apply. If you're paying out-of-pocket, ask about sliding scale.

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In-network insurance

$0–$35 / session

If we're contracted with your plan, your out-of-pocket cost is typically a copay or coinsurance. The exact amount depends on your plan and whether you've met your deductible.

We verify your benefits before your first session, so there are no surprises.

Out-of-network

Up to 80% reimbursed*

If we're not contracted with your plan, you may still have out-of-network mental health benefits. We provide monthly superbills with the codes (CPT/ICD-10) your plan needs to reimburse you directly.

Many clients receive a portion of session cost back this way — the exact percentage depends on your plan.*

Sliding scale

Reduced fee

We hold a small number of reduced-fee slots for adults without insurance who genuinely can't afford full fee. Eligibility is case-by-case and based on household income.

Ask the care coordinator on your intake call.
In-network with

The major Southern California carriers.

If you don't see yours below, that doesn't mean we can't help. It usually means we'll bill out-of-network or check whether your plan has an exception.

Anthem Blue Cross
Blue Shield of California
Aetna
Cigna
Magellan
L.A. Care
Carelon (Beacon)
Elevance Health
MHN / Health Net
Beacon Health Options
TriWest / VA
Not seeing yours? Call us.
A clinician walking a client through insurance paperwork in a calm office — making sense of coverage before the first session.
A few specifics

Things you might be wondering about.

Federal protection

No Surprises Act — Good Faith Estimate

If you don't have insurance or are paying out-of-pocket, federal law (the No Surprises Act, 45 CFR §149.610) entitles you to a written Good Faith Estimate of expected charges before you start care. We provide one in writing.

More about the No Surprises Act →

Court-ordered programs

Court-mandated billing

Court-ordered anger management programs are typically self-pay — courts don't usually authorize insurance billing for mandated treatment. We're transparent about session and program costs upfront, and our intake coordinator walks you through it.

More on court-mandated programs →

Let's check your coverage.

One call. We'll verify your benefits, walk you through what to expect to pay, and get your first session on the calendar — usually the same week.

Start with a contact form Call (626) 354-6440

* Out-of-network reimbursement varies by plan. The "up to 80%" figure is illustrative of typical out-of-network mental-health benefits and is not a guarantee. The actual reimbursement percentage depends on your specific insurance plan, your deductible status, the service code billed, your plan's "allowed amount" or "usual, customary, and reasonable" rate, the out-of-network coinsurance, any session-limits or pre-authorization requirements, and whether your plan includes out-of-network mental-health benefits at all. Some plans (including many HMO and EPO plans, certain Medi-Cal managed-care plans, and certain self-funded employer plans) may not cover out-of-network services for any amount. Pasadena Clinical Group makes no representation, warranty, or guarantee of any specific reimbursement amount, percentage, or coverage outcome. Please call the member-services number on the back of your insurance card to confirm your out-of-network mental-health benefits, deductible, coinsurance, session limits, and pre-authorization requirements before scheduling any appointment. If you would like, our intake coordinator can help you walk through the questions to ask your insurer — call us at (626) 354-6440.

Information only — not medical advice. Read full disclaimer

Information only — not medical, psychological, or legal advice. The information on this page is general and educational. It is not a substitute for evaluation, diagnosis, or treatment by a qualified, licensed clinician, and it may not be used to diagnose yourself or anyone else. Self-diagnosis is dangerous; symptoms of distress can have many causes, and only a licensed clinician can responsibly evaluate your situation. Reading this page does not create a clinician-patient relationship with Pasadena Clinical Group, its clinicians, employees, contractors, supervisees, interns, volunteers, agents, or business associates. This page is not a crisis service. If you or someone you know is in immediate danger or experiencing a psychiatric or medical emergency, call or text 988 or call 911. Use of this site is governed by our Terms & Conditions (including mandatory mediation and binding arbitration, class-action and representative-action waivers, and California governing law and venue), our Privacy Policy, our Notice of Privacy Practices, our disclaimers, and the policies referenced therein.